SMB Damages
Comprehensive insurance for small and medium-sized businesses with assets up to USD $5MM.
Coverage
Theft
The following assets are covered:
– Coins and banknotes
– Gold and silver bullion
– Tax stamps and other commonly used stamps
– Checks, securities, and money orders
Money
Se cubren los siguientes bienes:
– Monedas y billetes
– Oro y plata en lingotes
– Sellos de impuestos y otros de uso corriente
– Cheques, títulos valores, y órdenes de pago
Fidelity
Loss of property or other valuables owned by the insured committed by employees
Transportation
Protection for property owned by the insured while being transported in vehicles owned by the insured or third parties.
Electronic Equipment
Protection for insured office and electronic equipment
Machinery Breakdown
Protection for insured production machinery
Boilers
Protection for boilers or vessels subject to pressure
Civil Liability
The insured is protected from damages accidentally caused to other persons (third parties) in the normal operation of his business, provided they occur within the locations insured in this policy.
Coverage
– General Liability
– Premises and operations liability
– Fire Legal Liability
Assistance
SMB Health
– Telephone medical assistance
– Assistance in medical visits in case of accident on site
– Assistance in ambulance transfer in case of an accident on site
– Assistance in referral to the network with discounted services
SMB Insurance
– Legal, tax, and accounting website
– Telephone legal assistance
– Surveillance and protection
– Connection with professionals
– Technical support assistance
Occupational Accidents per Occurrence
Death by accident: Death resulting from accidents occurring within the property’s perimeter is covered (1 event).
Medical expenses due to an accident: Covers medical expenses incurred by the insured due to a risk covered by the policy (1 event).
Funeral expenses: Covers the funeral expenses of personnel incurred due to accidents occurring due to a risk covered by the policy (1 event).
